Did you know that collectively, Americans owe at least $140 billion in medical debt?

That number means that medical debt collection agencies and medical providers are working to collect payment for medical services. But certain legal requirements make that job more difficult. States like Nevada have laws that now require medical debt collectors to send Final Demand Notices by USPS Certified Mail. This law makes medical debt collection a bit more complicated. This means that if you're a medical debt collector, attorney or other collection agency you may be looking for ways to remain compliant, save time and money. Keep reading to learn more about recent debt collection law changes and how to stay compliant and automate sending certified mail.


Recently Changed Laws in Nevada

What exactly are the new laws in Nevada regarding medical debt collection notices. SB248, signed into law on June 2nd, 2021, creates new Nevada regulations for collecting medical debt. Basically, the law requires medical debt collectors to send a written notification to medical debtors before they take any action to collect their debt. They are required to send this notification 60 days before taking action. This notification must include the following information:

•    The principal amount
•    The name of the medical debt collection agency 
•    The facility name
•    The source of the medical debtor's assignment to the agency
•    The date on which the debtor received the medical treatment in question 

The law also requires that medical debt collectors send debt collection notices by USPS Certified Mail.

What Other States Have Similar Laws?

New Mexico signed a similar law at the same time as Nevada. The New Mexico Patients Debt Collection Practices Act also takes action against debt collection agencies. But many other states have debt collection requirements that involve Certified Mail. For example, California and Louisiana require that medical debtors be notified of hospital liens by Certified Mail. There are similar laws in Alabama, Alaska, Colorado, Connecticut, Georgia, Illinois, Kansas, Louisiana, Maryland, Massachusetts, Minnesota, Missouri, Nevada, New Hampshire, New Mexico, New York, North Dakota, and Utah. Although the specific requirements differ, all these states require medical providers to notify recipients of a hospital lien by USPS Certified Mail.

What is Certified Mail? 

Certified mail is a service provided by the United States Postal Service (USPS). It provides information about a letter or package that is sent through the mail. This information includes tracking information, delivery confirmation, the date the letter was mailed, etc. It also stores data about the mail. As of summer 2021, Nevada legally requires that medical debt collectors send their Final Demand Notices via Certified Mail. Many other states require medical providers to send similar notices by Certified Mail as well. This means that if you're a medical provider or medical debt collection agency, it's crucial that you are compliant and can send Certified Mail quickly and easily.
 

How to Send Certified Mail for Debt Collection

"How can I automate sending medical debt collection notices by Certified Mail?" If you send Certified Mail the old fashion way of filling out the old-fashioned green cards it is time-consuming, labor-intensive, and you pay the highest postage costs at the Post Office. To make matters worse, if you could improperly fail to send the debt collection notice via Certified Mail, you could risk collecting the entire collection amount or, even worse, be on the wrong side of the law. Companies like Certified Mail Labels make it easy and cost-effective to send final demand notices by USPS Certified Mail. They have been doing this specialized type of work for more than 15 years. for more than 100,000 customers.  They provide a number of automated Certified Mail solutions that allow you to mail one letter or thousands within minutes. 
 

Option 1: Print One-Off Certified Mail Labels Online and Save Money. 
With this option, you can print a single postage label online with postage on your printer in your office.  No monthly fee, just pay as you mail.  No equipment to buy or software to download.  

Option 2: Create Hundreds of Certified Mail Postage Labels Using Excel 
With this automated solution, you can upload your mailing list using Excel and quickly address and track hundreds of Certified Mail notices. You earn a discounted postage rate plus you have a record of each mailing stored for compliance reporting for ten years at no additional costs. Just log in to track and print your proof of mailing and delivery report.  

Option 3: Print and Mail Services – Upload any PDF and let us print and mail the letter the same day!
Skip the trip to the Post Office Send Certified Mail Online using our full-service Print and Mail services. We provide you with verification of printing, mailing, and letter tracking and delivery information. No more printing headaches! You will save on print supplies, toner, equipment repairs, even cancel your postage meter! Just upload any PDF file we will print it for you and mail it the same business day. This option saves time, money, and the trip to the post office. You will have a compliance archive with your letter, and USPS Certified Mail history stored safely for ten years at no additional cost. 

How To Automate Medical Bill Debt Collection Notices

Visit Certified Mail Labels and sign-up for a free account.  Then create all your Certified Mail shipping labels inside the portal. This single step will help keep you keep track of all your compliance records. You will have proof available for up to ten years at no additional cost.  No more lost green cards or certified mail receipts. This process can be time-consuming, and it's easy to make mistakes. That's why you should consider automating the process. Certified Mail Labels can make the process fast and easy. When you register for a free account with Certified Mail Labels, you can start sending your medical debt collection notices by Certified Mail within minutes of sign-up.  Additionally, automated processes using advanced API or SFTP file transfer (computer to computer) are available. Just call 800-406-1792 and speak with one of our Certified Mail Specialists about automating the printing and mailing process.

Make Medical Debt Collection Fast and Easy

Especially with costly and time-consuming legal requirements, collecting medical debt can be difficult. That's why Certified Mail Labels can help to streamline the medical debt collection process by making it simple and easy to send notices via certified mail. Plus, if you let us automate the process for you, you'll never have to worry about making sure that your Certified Mail notification makes it to a medical debtor on time again. Are you interested in learning more about sending certified mail with Certified Mail Labels? Contact us!  We'd love to show you how others are automating this process and saving time and money.